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   at System.IO.FileStream..ctor(String path, FileMode mode, FileAccess access, FileShare share, Int32 bufferSize, FileOptions options, String msgPath, Boolean bFromProxy)
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   at Progress.Core.Helpers.ResponsiveHelper.RenderImage(HtmlHelper helper, Image img, String altText, TagAttributes attributes) in D:\a\1\s\Progress.Core\Helpers\ResponsiveHelper.cs:line 53
   at ASP._Page_Views_Partials_grid_editors_Media_cshtml.Execute() in E:\web\websites\boomcb.org.uk\Views\Partials\grid\editors\Media.cshtml:line 71
   at System.Web.WebPages.WebPageBase.ExecutePageHierarchy()
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   at System.Web.Mvc.RazorView.RenderView(ViewContext viewContext, TextWriter writer, Object instance)
   at System.Web.Mvc.BuildManagerCompiledView.Render(ViewContext viewContext, TextWriter writer)
   at Umbraco.Web.Mvc.ProfilingView.Render(ViewContext viewContext, TextWriter writer) in D:\a\1\s\src\Umbraco.Web\Mvc\ProfilingView.cs:line 25
   at System.Web.Mvc.HtmlHelper.RenderPartialInternal(String partialViewName, ViewDataDictionary viewData, Object model, TextWriter writer, ViewEngineCollection viewEngineCollection)
   at System.Web.Mvc.Html.PartialExtensions.Partial(HtmlHelper htmlHelper, String partialViewName, Object model, ViewDataDictionary viewData)
   at System.Web.Mvc.Html.PartialExtensions.Partial(HtmlHelper htmlHelper, String partialViewName, Object model)
   at ASP._Page_Views_Partials_grid_editors_Base_cshtml.Execute() in E:\web\websites\boomcb.org.uk\Views\Partials\grid\editors\Base.cshtml:line 20

Farnham No Interest Loan Scheme (NILS)

Farnham NILS is designed to support residents who cannot access traditional forms of credit. To apply, you must:

  • Be 18 or older.
  • Not have a loan with Boom Community Bank.
  • Live in a listed Farnham Town Council Electoral Ward: Badshot Lea and Moor Park, Bourne, Castle, Farnham North West, Hale and Heath End, Shortheath and Firgrove, Weybourne, and Wrecclesham and Rowledge.
  • Not have an active Debt Relief Order (DRO) or County Court Judgment (CCJ) for debt in the last six months.

Farnham No Interest Loan Scheme

About NILS

Funded by Farnham Town Council, Boom Community Bank offers Farnham NILS to help residents who can't access or afford other credit options but can repay smaller amounts. This scheme provides interest-free loans between £300 and £1,500.

What can a loan be used for?

Furniture

Appliances

Educational resources

Car repairs and MOT

Eyecare

Dental

Season tickets

Other essentials

About borrowing

Good to know

Apply for a zero-interest unsecured personal loan.

High approval rate for eligible applicants.

Quick and easy application process.

Alternative to high-cost borrowing.

Build a positive repayment history for the future.

The opportunity to build future savings as you repay your loan.

Become a member of Boom Community Bank.

Trusted local service.

Check The Cost

Loan calculator

Maximum Loan Amount :
Maximum Loan Term :

£

Term

Repayments
£
APR
Repayments
Total
Apply now
£
APR
Repayments
Total
Apply now
£
APR
Repayments
Total
Apply now
£
APR
Repayments
Total
Apply now

The Farnham No Interest Loan Scheme (NILS) is available to Farnham Town Council area residents. The rate, repayment amount, and frequency displayed on this page are illustrative. Our offer depends on the applicant's financial circumstances and the credit and affordability assessment outcome. We may offer an alternative loan option to NILS applicants whose financial circumstances meet our regular lending criteria. In this case, interest will be applied (Representative 29.49% APR).

Representative example

No interest or fees

Loan amount

£400

Suggested weekly savings

£1

Loan term

40 weeks

Total interest

£0

Weekly repayment

£10

Amount repayable

£400

Want a different option?

Get a personalised recommendation by answering a few quick questions.

How it works

Loan application process

Step

1

Work out how much you want to borrow

Use the loan calculator to see what the repayments are likely to be.

Step

2

Apply for your loan

The online application is quick and easy to complete.

Step

3

Our loan offer

Our loan offer is subject to affordability and credit checks.

Step

4

The Credit Agreement

Sign the agreement online and upload you ID and other documents we ask for.

What to expect

When you apply

  • We will check your eligibility to apply.
  • We will ask you to enrol in Open Banking, allowing us secure access to your bank statements.
  • You will be kept fully informed via text messages and emails.
  • We will ask you to supply specific documents, including a valid photo ID, to pay out an approved loan.
Apply now

Find out more

Frequently asked questions

Who is eligible to apply for NILS loan?

Farnham NILS is funded by Farnham Town Council to support local residents; therefore, applicants must live in the Farnham Town Council area

What are the criteria for NILS Loan applicants?

Successful NILS applicants are likely to be in receipt of a low income and benefits. We may offer an alternative loan to applicants we assess meet standard lending criteria.

Is it possible for a member with an existing loan to apply for a NILS Loan?

Applicants must not have a current loan balance with Boom Community Bank.

How does the loan application approval process work?

Approval is subject to credit checks and affordability assessment. We aim to respond within one working day. It may take a little longer if we need additional information, in which case we will contact you.

What are the contractual obligations and repayment terms for NILS Loans?

NILS Loans are issued under a legally binding credit agreement and must be repaid in accordance with the repayment schedule agreed upon when the loan is issued.

What are the consequences of not repaying NILS loans on time?

Failure to make timely repayments may impact your credit score. Our account support will proactively contact members when payments are missed and are available to be contacted should any concerns arise.