Debt Consolidation Loan
Consolidating debts with a fixed-term loan can simplify your repayments and reduce your monthly outgoings.How to apply
Rates from 8.9% APR
Tired of juggling multiple debts like credit cards, loans, or overdrafts? We understand everyone's financial situation is different. That's why we offer a range of consolidation loan options. Simply choose the one that fits you best.
How it works
Quick and easy
Work out how much you want to borrow
List the credit balances that you want to consolidate.
Apply for your loan
Our online application is quick and easy to complete.
Our loan offer
Sign the agreement online. Loans are subject to affordability and credit checks.
Direct creditor payment
In most cases, we repay creditors directly.
Supporting Financial Wellbeing
In the last year, we've proudly granted over £1 million in Debt Consolidation Loans, helping 286 customers streamline their finances!Apply now
Combine your debts
Lines Of Credit
Buy Now Pay Later
Transform your finances
You may pay more interest overall - you may pay a higher interest rate or make repayments over a longer period. For free and impartial help, visit Debt Consolidation Loans | MoneyHelper
Find out more
Frequently asked questions
You can use a debt consolidation loan to pay off some or all your existing debts. For example, if you have credit card debt, personal loan debt, an overdraft or owe money on a store card, you could take out a debt consolidation loan to pay these off.
Just go ahead and apply; you don’t need to join first. We’ll register your free membership along the way.
We aim to respond within one working day. It may take a little longer if we need additional information, in which case we will contact you.
If you have multiple loans, credit cards, or frequently use your overdraft, a consolidation loan could simplify your finances and even lead to savings. Our options may be more beneficial than you think. Apply today to see what we can do for you.
We’re here to help, and there are several ways you can reach us. Visit our Contact Centre for all the details.
We may need to look over your bank statements to complete a full assessment of your loan application. The quickest and easiest way to submit your bank statements is through Open Banking via our trusted partner, Consents.online. Open Banking gives us secure read-only access to view your account statements.
With this information, we will:
- Verify your income
- Carry out an affordable credit assessment
- Be able to make a responsible lending decision
Consents.online is registered with and regulated by the Financial Conduct Authority to act as an Account Information Service Provider.