Everyday banking

Control spending and avoid overdraft fees with this accessible current account.

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About Accounts

How it works

Boom Community Bank members can apply for an Engage pre-paid Visa debit card. Control your spending by choosing the amount to load, use the contactless card in stores and online, and earn cashback rewards when you shop.

Good to know

  • No credit checks.
  • No overdraft, so no overdraft fees.
  • UK-based customer service support 6 days a week.
  • Monthly account management fee of £9.95 per month.*
  • Earn cashback rewards of up to 15% when you shop at major retailers.
  • Download the app for 24/7 access and free budgeting tools.


Must be a UK Citizen or have indefinite leave to remain, and live or work in West Sussex, Surrey, Berkshire, Kingston upon Thames, North Hampshire (Basingstoke and Deane, Hart, and Rushmoor Districts), South Bucks and Wycombe Districts, and South Oxfordshire District.

* Other usage fees may apply, depending on how the card is used. Please see the terms and conditions for full details.

Engage Current Account

No credit checks and no lengthy applications. The Engage digital account is available exclusively to all Credit Union and Community Bank members… regardless of their financial circumstances. Say goodbye to high fees and unexpected charges. With Engage, you only ever pay for the services you need. There’s a small monthly account fee and then all other services are provided to you at no cost or low cost. 

Smartcash Junior Account

Smartcash empowers kids and teens to manage their finances. Parents have complete access to their child's online account, ensuring responsible spending. Money can be sent directly to the credit union, encouraging regular savings deposits. Smartcash makes financial management enjoyable and accessible, fostering crucial skills for a secure future.

Please note that Engage is an electronic money product and although it is a product regulated by the Financial Conduct Authority, it is not covered by the Financial Services Compensation Scheme, however, Engage ensure that any funds received from you are held in a segregated account so that in the unlikely event that Contis Financial Services Ltd. becomes insolvent your funds will be protected against claims made by creditors.

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Frequently asked questions

How to check my balance

How to make a bank transfer?

How to check sort-code & account number?

How to check my bank statements?

How to create digital envelopes?